• National
  • Provincial
  • City / county
  • District
  • Which child
  • Years resident
Jogakbo — separate pieces, one cloth.

Every benefit your family is owed, gathered.

Korean parents are entitled to support from national, provincial, city and district programmes at the same time. The amounts change with where you live, which child this is, and how long you have lived there. Most families never see the full picture. 혜택모아 assembles it — with the government document behind every figure.

Still in development. No launch date has been set.

혜택모아 means, roughly, “benefits gathered.”

혜택
Hyetaek

Benefit. The support a household is entitled to — cash, vouchers, discounts, priority.

모아
Moa

Gathered. From 모으다, to collect scattered things into one place.

The name is the product description. Nothing here is hidden from families — every one of these programmes is published by the government that runs it. They are simply published in dozens of different places, in different formats, under rules that change by district and by year.

The same child is worth wildly different support depending on the district line.

These are real municipal birth-grant structures. A family that moves one district over, or has a second child rather than a first, is in an entirely different scheme — and there is no single place that tells them so.

WhereAmountConditions
Metro district A₩600,000First child, paid once.
Neighbouring district B₩2,500,000Second child, five instalments.
Rural county C₩19,000,000Over five years, with a residence requirement.
Same county C, before 2024₩4,400,000First child, under the previous scheme.

Source document for each amount: [TO COME]

And the danger runs both ways. A headline figure of ₩19,000,000 is not a cheque — it is ₩300,000 a month for sixty months, and only if the family stays registered in the county. Showing that number without its conditions is not generosity. It is a promise the government never made.

Answer a short set of questions. See what you qualify for, and why.

Ask only what is needed

A short first pass covers most programmes. Extra detail is requested only where it genuinely changes an amount, not to fill a form.

Real amounts, with conditions

Instalments are shown as instalments. Residence requirements are shown as requirements. A five-year total is never presented as cash on the day.

Every figure carries its source

Each benefit shows the government page or ordinance the number came from, so a family — or an official — can check it.

Wireframes — build screens will replace these. The blue outline on the third screen is the citation line.

An app about money is only as good as its worst figure.

  • Calculated by fixed rules

    Every won figure is produced by fixed, deterministic rules, not a language model. The AI writes the explanation around an amount it has already been handed. It cannot originate, adjust or round a number, because it is never asked for one.

  • Primary sources only

    A value is only treated as verified when it has been checked against the government body that pays it. Aggregator sites and news articles are never accepted as proof, however confidently they agree with each other.

  • Honest gaps

    Where an amount genuinely cannot be determined — because it varies by district, or depends on a decision the family has not made yet — the app says so and explains why, rather than showing a confident zero.

  • The governing asymmetry

    Understating a benefit costs a family money. Overstating one costs them trust — so every ambiguous call is resolved toward the cautious number and an honest explanation, never the flattering one.

How this started.

Not at a desk — on the ground. Three months in South Korea, spent trying to understand the country from the inside. This is the path from arriving to deciding to build 혜택모아.

  1. Month 1 — Arriving

    Three months, one rule: go out every day.

    I landed with no product in mind. The plan was to live as close to ordinary life as a visitor can — commutes, markets, neighbourhood offices, conversations with anyone willing to have one — and write down what people said was hard.

  2. Months 1–2 — Listening

    The same worries kept coming up.

    Housing costs, long hours, the price of raising a child. Among people in their twenties and thirties, whether to have children at all came up unprompted, again and again — not as a statistic, but as a personal calculation that usually ended in “not yet”.

  3. Month 2 — The number behind it

    The world’s lowest birth rate, in a country that knows it.

    Korea’s fertility rate sits well below one child per woman. The government has responded with a great deal of support: cash at birth, monthly allowances, parental-leave pay, and local grants that differ from one district to the next.

  4. Months 2–3 — The gap

    The help exists. Most parents know only part of it.

    Ask a new parent what they are entitled to and the answer is usually a partial list heard from a friend. Benefits are split across national ministries, city halls and district offices — each with its own page, conditions and dates. Money set aside for families goes unclaimed simply because nobody has put it in one place.

  5. Month 3 — The idea

    One place that gathers every benefit a family is owed.

    Not a new policy — the policies are already there. A tool that asks a few plain questions, shows a family exactly what they qualify for, and points to the government page that says so. The name came from that: 혜택모아, “benefits, gathered”.

  6. Since then — Doing it properly

    Every figure checked against the office that pays it.

    An app about money is only useful if its numbers are right. So before anything launches, each benefit is traced back to its official source and rechecked when rules change. Slower than copying a list — and the only version worth putting in front of a parent.

The support was never the missing piece. Knowing it exists was.

The observation the project rests on

Built, audited, and not yet launched.

Done

  • Matching engine and benefit data structure
  • Two-stage screening architecture
  • Benefit corpus of 59 benefits
  • Sign-in, onboarding and results flow
  • Verification method and audit record

In progress

  • Primary-source verification, benefit by benefit
  • Account and data controls for store review
  • Privacy and consent copy under Korean rules
  • Real-device testing
  • App Store and Google Play submission

There is no launch date announced, and there will not be one until the verification work is further along. An app that tells families what money they are owed does not get to ship a number it has not checked.

Questions

Is 혜택모아 a government service?

[COPY TO COME]

[QUESTION TO COME]

[COPY TO COME]

[QUESTION TO COME]

[COPY TO COME]

[QUESTION TO COME]

[COPY TO COME]

Scattered benefits, one cloth.

Still in development. No launch date has been set.

Built by one developer, in the open.

혜택모아 is designed and built by Vincent Kim, in Richmond, British Columbia. The approach comes from a previous life running contact-centre workforce management — queue routing, forecasting, and the habit of not shipping a diagnosis you cannot defend.

The development record is kept as a written audit trail rather than a changelog, because the intended standard is a government partnership, and a partnership like that asks a question a screenshot cannot answer: where did this number come from?

Name
혜택모아 · Hyetaek Moa
Platform
iOS · Android
Corpus
59 benefits
Sessions
110 documented
Status
Pre-launch · in development
Built by
Vincent Kim